Student Grants for Adults

The problem with older adults trying to find employment and why further education is needed

For many adults across the United States, finding a lucrative position after being let go from a previous career can be difficult. Many older adults trying to recoup from recessional job loss are finding that they are being passed up for positions, which are instead being filled with younger and more educated people.

While older people may have more hands-on experience than their younger counterparts, prospective employers tend to look at college level education that has been completed by the applicant above all else.

Why go to college?

It has been proven time and time again that those with a college education are able to go further in their career, not only in terms of compensation, but when it comes to job positioning as well.

The average person who has a college education can make on average a million dollars more in their lifetime than a person who doesn’t. More and more people, even after finding a job during the recession, are becoming underemployed. College or trade school graduates have a better chance at finding gainful employment.

I haven’t been in school for years; I don’t think I have what it takes anymore

One of the common issues preventing older adults who contemplate going back to school is a fear that they will not be successful. Many adults may have a limited amount of computer knowledge, which can be intimidating when faced with college classes that depend more and more on computers.

If computer training is required, public classes held at a local library or unemployment offices are very commonplace all over the country. These classes may cost very little or be completely free to the participant. Not only are basic computer learning classes offered, there may be other specialized courses available to teach the student how to operate office productivity software, such as word processing, spreadsheets, financing, as well as database upkeep and creation programs.

Depending on what the student wants to study during their collegiate career, students may have the option of taking computer online courses that they can work on from home. Online college classes can afford the student flexibility if there are hectic personal schedules involved and they cannot feasibly travel to or participate in a regular classroom environment.

Taking online classes can be more difficult for some, while others may find it easier to complete.

How do I apply for college or trade school?

The application process can vary from school to school. The best way to find out how to enroll is to directly contact the admissions department of any prospective school to find out what steps need to be taken.

Many students, regardless of age, can find it overwhelming. However, each college or trade school employs highly trained professionals to guide the student in the right direction when applying, in a step by step process.

It is important for the student to do a fair amount of research on the various schools available within their area. Different schools may have different programs, so it is important to have a goal set regarding the field of training a prospective student wishes to pursue and the amount of education needed in order to realize that goal.

Tuition costs should also be a factor when deciding on a particular school. Community colleges have gained a good reputation for providing quality education with minimal tuition costs.

A good portion of technical trade schools may also have transferable class credits that can be applied to other college institutions if the student wishes to further their education to the next level.

However, this also requires a little planning ahead because not all trade or community college class credits transfer and a student must ensure that the classes they do choose will transfer, if necessary. A college level student advisor will be able to assist students with making sure the credits they have will, indeed, be transferable to a traditional college.

Money is tight as it is. How can I afford to go to college?

Besides trying to fit college classes into their busy lives, adults looking to further their education often wonder how they can pay for it. Luckily, there are many options at their disposal when it comes to paying for their college tuition, books and other expenses.

Federal grants are among the most common and easily obtainable forms of assistance available for college students, regardless of age or background. The student must fill out a document known as the Free Application for Federal Student Aid (FAFSA) before being considered for federal aid. The FAFSA form will ask the applicant numerous questions concerning income, dependents, the school that the student has enrolled in and other pertinent information needed to determine what type of, and how much, aid the student qualifies for. It is important for the student to check the deadlines concerning when the FAFSA can be filled out. Students who miss the deadlines may not qualify for federal student aid. Students who wish to apply online can do so by visiting www.fafsa.ed.gov.

Some of the most common federal grants are

  • Federal Pell Grant: Most students in the United States qualify for this particular grant and students can qualify for up to $5,550 when in enrolled in college full time. Part time students may see lower awards, however, many factors are taken into consideration when determining the exact amount of federal monies that a student qualifies for. It is important for the student enrolled to meet certain academic standards in such areas as grades and attendance to qualify for subsequent financial aid disbursements. Many schools require their students to maintain a minimum grade point average in order to continue receiving financial aid.
  • Federal Supplemental Educational Opportunity Grant: This federal aid grant is offered to students who have demonstrated the need for additional aid after exhausting all other options such as student loans, scholarships, and other federal grants. Students must prove that the costs of obtaining their education are greater than their ability to pay for it.
  • TEACH Grant: Persons who wish to become a teacher can qualify for additional aid through the federal government. This award can provide the student who wishes to become a teacher with up to $4,000 dollars a year in financial assistance. Certain conditions may apply such as specific course enrollment requirements and all students must be within the 75th percentile on college admissions tests to qualify. Students who fail to comply with the requirements will be required to pay pack the grant monies.

State specific grants may be available as well. In order to qualify for a particular state sponsored college education grant, a FAFSA must be filled out by the student, just as when applying for federal aid. While both the state and federal governments use the FAFSA form to determine if a student qualifies for additional aid, the student must be aware of any state specific deadlines for filling out and submitting their FAFSA.

In many cases, the state may require the student to submit their FAFSA form weeks or even months earlier than the federal deadline. Some states may even have additional higher education grants available specifically for older adults. It is important for the student to check with their financial aid counselor to find out how to apply for specialized grants.

What about student loans?

Full time students can find it very difficult to make ends meet, especially if the student has the added cost of taking care of a family. Many students in the U.S. that enroll in low tuition schools, such as a community college, will find themselves with extra money available from federal and state aid grants, after fees and book purchases are paid off. This extra money available after disbursement can be used to offset a student’s living expenses.

In many parts of the country where day to day and monthly expenses are higher than average, it may be necessary for the student to apply for student loans. The student must carefully decide whether or not to take advantage of these loans.

The best advantage of utilizing student loans is the ability to defer repayment until schooling is complete. Subsidized loans sponsored by the federal government have the advantage of having the loan interest paid by the government during the time the student is in school, while unsubsidized loans will start accruing interest the moment payment is disbursed to the recipient.

If the student can effectively take on a part time job during their college career, they can avoid such added debt arising from student loans.

What about scholarships?

There are many different scholarship programs available to people of all backgrounds and ages. Various businesses have specific scholarship programs, as do many private organizations all around the country.

Many college students turn to the internet to find a scholarship program that fits their needs. There may be specific requirements that need to be met, such as age, height, and ethnicity. Certain areas of study and the location of the student sometimes directly affect the types of scholarships available as well.

Students that currently work for certain corporations may want to ask if their employer offers such opportunities as well. Many businesses have higher education programs that may pay partially, or even all, of a student’s education costs. Business backed education scholarships not only offer the student an opportunity to advance their education but can open up other higher paying positions within the workplace.

Students who have demonstrated exemplary grades and performance ahead of most in their class may qualify for scholarships sponsored by their schools. Students who desire to apply for these common school scholarships may need to compete for them by writing an essay or completing a project, while still others may be handpicked by the school.

What happens after college?

Now that the older student has completed their goal in gaining a higher education, finding a better job than the one that they once held or starting their own business with the proper training they have received is the next step.

No matter if the student’s goal is to progress in their current field of expertise or take on a completely different career than what they are accustomed to, past working experience, as well as the added benefit of a higher education, will allow the older college graduate to pursue more employment options than they could before. With an outstanding and consistent work history and the demonstrated drive to better themselves, older job seekers will have an advantage over the younger competition.

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Rating: 5.9/10 (15 votes cast)
Student Grants for Adults, 5.9 out of 10 based on 15 ratings

 

 

37 Comments on “Student Grants for Adults”

  1. Kevin Benson Says:

    Iam Interested in any Information I Can get I Just went back to School after 30 some years and am Interested in any type of Grant money I can Get

  2. raquel maxwell Says:

    Intrested in any leads for grant money to return to school after taking some college courses 15 years ago…single mom wanting to go to nursing school in MI

  3. Chanel C Austin Says:

    I am a single independent woman working during the day and going to school at night. I need help paying for culinary school in New Jersey. Although I have a job it is hard trying to pay for school and other bills on my own. Is there any help that you can offer me as far as grants and/scholarships are concerned?

  4. Nonjabulo Says:

    I like to take further studies bt i’ve got a problem financially.what must i do?

  5. susan pullen Says:

    I am a 55 year old woman recently unemployed and finding it tough looking for work .I would love to be able to go back to school and continue helping people. I am interested in applying to college to become a occupational therapist assistant, I have already applied just waiting to see if I can get any help with grants …My finanices are not the best due to the fact of oweing too much out. no credit cards but still lots to pay.. with one income and a young son in college with student loans and a husband on the job for 40 years and still not making the money these young kids do . we are doing what we can to keep our home… any info on grants to find would be very appreciated……thank you .

  6. Lisa Says:

    I am a 50 year old woman, on unemployment looking to get my CNA and continue on to get my RN, I would like to know how someone like myself can get grants to go back to school. Any help would be greatly apprciated.

  7. Christine Green Says:

    I am 58 female. Want to return to nursing school for my BSN. Am interested in any grant money available.Finances are strained. Any assist would be appreciated.

  8. malati mahapatra Says:

    am Interested in any Information I Can get I Just went back to School after 30 some years and am Interested in any type of Grant money I can Get

  9. damaris rodriguez Says:

    Hi my name is Damaris and im a young lady that is looking to further my education. I take care of my mom and niece which they both are disabled. I also work fulltime at Saint Raphael Hospital and I would love to become a registered nurse.

  10. DEVIN BUCHANAN Says:

    Im a 28 year old father of 3 married. My wife is in nursings school and I have a opportunity to go to college and I need a grant to aid.Im interested in any type of grant that might help.

  11. sheri Says:

    I am looking for a grant, I have the school I am going to but I am looking for to get some more money to pay for school and each time I look it gives me sites to find a school. i do not what to find a school i need a grant to pay for school the FASFA it helps bt it is not enough. what can I do

  12. donesha cotton Says:

    I lost my job and been unable to find work since february. I want to finish school and get my next degree as a Medical Assistant that specializes in nuclear medicine. Can u help me?????

  13. Damian Says:

    I’m looking for a grant. I already know what school I’m going to.My pell grant didn’t pay enough and all the websites take me to places to find schools.Please help I’m 27 and need an adult grant.

  14. Saharath Vichitlakakran Says:

    Hello, I am currently a full time student in New York, supporting 2 kids, I just lost my job and rapidly running out of options. I have one more term to graduate with a double major in electronics and information technology, and I’m studying for certifications. I was looking for information possible to help me not only stay in school, but support my family. Thank you.

  15. maya brown Says:

    I’m in college but its hard for me to find a way to go back and forth to school I don’t have a job but I’m looking for one every chance o get. But it seems like no one is hiring. I’m going to school to become a MMAits always been a dream of mines to help people in need. I’m a caring person bit it’s hard to find a way back n forth to college. So if you can please help me.

  16. Kitty Ellis Says:

    I want to return back to school. i have applied for FASA but its not enough to cover. I am not working due to losing my job and cant find another. I decided to go back to school and make a life for myself. Where can I go to find more scholarships, grants ??? I am a Veteran and have applied for the new assistance for Vets. I do not qualify for any other Education benefits for vets. No GI Bill was I part of. If possible, please assist me. Thank you.

  17. Danielle Says:

    Hi, Looking for help trying to finish school. I have just lost my mom and was her caregiver for the last two years. I have a year left of school and don’t know were to turn.

  18. Turwanda Middlebrooks Says:

    I need to find some other type of grants to pay for school becuase I went over the limit for the Pell Gratn at te scholl i was attending( I enrolled in coolege before I was ready and dropped out in 2000-2001). I want to get my assiociate’s degree so that I want have to depend on public assitance anymore. I also do not want to take out any loans because I am 3 to 4 semesters awy from graduating.
    another site wanted to charge me over twenty dollars to garantee my geting any grants. I do not think that is fair. What am I to do.

  19. Daryl Teagle Says:

    I am currently attending ITT-Technical Institute, (candidate for Computer Electronics Engineering Degree). I have changed careers after being laid off following 20 years in the printing industry. The unemployment benefit expires at the end of 2012, leaving 2 more terms before my degree is complete. My Grade Point Average is (3.97), nearly perfect in a challenging environment. I simply need a little help for housing cost’s to get me to the end. Thank you for your consideration. -Daryl

  20. dwayne smith Says:

    Adult returning back to college….need info for financial aid…

  21. Tonya Williams Says:

    I am only 3 classes and student teaching away from graduation. In need of funds desparately. Please help.

  22. Gloria Jordan Says:

    I just turned 61, when I started school I had a job, but was laid off due to budget cuts, currently enrolled in Grand Canyon University, Substance abuse Counseling, my GPA is 3.81, I have one more class or practium to complete but was told that I have no more Finanical aid to cover it. I need help any help and suggestions will be appreciated.-Gloria

  23. Helen Elias Says:

    I’m stunned to see the number of applicants who do not bother to proofread their few sentences. Their words are their means of introducing themselves. Words matter. If not, the message seems slovenly–like letting one’s slip hang down or leaving one’s fly open. As technicians or nurses, would they be just as careless?

    As a college-level writing teacher who learned MUCH from students who wrote about their experiences, I would probably enjoy tutoring some of these returning students.
    I hope they all hone their writing skills, no matter what their fields.

  24. Leena Deeds Says:

    Helen stop being critical. Don’t be ridiculous. Not everyone is checking online grammar, sentence structure and spelling. Relax teacher. You’re off the job online. Okay?

  25. lungile Says:

    I’m turning 20 this year I want to go back to school but I don’t have money

  26. Michelle Dupre Says:

    I am a thirty-seven year old women who is in her second semester in college. I am looking for anything that I can apply for because I am needed of money to help with rent, food , supplies. Please respond even if its a no I can’t be helped. I am attending the University of Maui Hawaii at this time I am getting my liberal arts out the way, I want to become a marine biologist researcher.

  27. Bethany Hamilton Says:

    I’m looking to get my bachelors in information systems technology at penn state this fall. I would hate to be in debt for the rest of my life with 18% interest rates on federal loans. Any help with more than the pell grant would be a blessing! I just want to get out of poverty and be able to afford more than one meal a day because I can’t afford the price of gas! ): please help!

  28. bill haines Says:

    I am a 59 year old Vietnam veteran going back to college. I would appreciate any financial assistance I may qualify for.

  29. Shea B. Says:

    I am a single 29 year old woman. I have about a semester and a half to a year left to complete my B.A. which I began at the University of Michigan. I really want to finish u with school and receive my degree. Im college educated with no degree which is stressful in today’s job market. I need help financially to finish as I recently lost my job thus I am currently unemployed.

  30. Belinda Johnson Says:

    To Whom It May Concern,

    I am in need of assistance to finish my Bachelor’s Degree. I recently lost my husband who was ex-military and a Methodist minister. I do not have the money ($5000) for the books & classes that I need to take in order for me to complete my education. I am in dire need since the money has to be paid to hold a space for me the coming spring. I have never asked anyone for anything.
    I need for you to know that I am not asking for a hand out, but a hand up to assist me. I am very grateful for anything that you can do to assist me in obtaining my degree. I will be the first in my family to hold a degree. Thank you in advance for any considerations…

  31. Jolene Rosales Says:

    I am 38 year old Hispanic woman. Despite the fact that money is tight, I have taken out loans to attend Doctor of Chiropractic School. I am currently on my second trimester. I have looked for scholarships every where and am having trouble finding them. I would like not to have such a huge loan after graduating. I do work only part time while attending school. Any help in locating scholarships is greatly appreciated.

  32. Vanessa Grobler Says:

    Good day,

    My name is Vanessa Grobler from South Africa. I`m a white 20 year old girl. I want to go study, but our goverment do not help us, in this matter. Please let me know if there is a possibility to help me with some funding,u can email me

    Many Thanks
    Vanessa Grobler.

  33. Jeannie blachford Says:

    l would like to get as student grant for appreciate in housekeeping at Regina sask.LM doing housekeeping at perfect lnn.not making each hour to get my appreciate course.l took course in the professional properly management program threw pdcl Toronto sask.l would like to paid course off.630.00. Thank you Jeannie blachford.

  34. Jeannie blachford Says:

    l would like money to get both courses.the professional management program appreciate in housekeeping threw Regina sask.could you get back to me Jeannie blachford.appreciate housekeeping course cost 600.00.

  35. Veli Simon Hlatshwayo Says:

    To whom it may concern.
    Dear Sir/Madam
    Help me with a scholarship to do a bridging course to be a registered nurse as Icompleted my enrolled nurse course 31January2014.

    King regards.

    Veli Simon Hlatshwayo.

  36. Debra Says:

    I am 34yrs old,I did a basic ambulance assistant course and started volunteering in Emergency Medical services,it will be my great pleasure if I get assistance financially as I’m still willing to further my career.I would like to do National Diploma in Emergency Medical Care. Regards.

  37. Christy Reed Says:

    I am the mother of two small children. I’m interested in returning to college. In the past I’ve attempted to attend night classes while working a full time job and caring for my children. This was very stressful & demanding. I was not able to return the next semester. Are there any grants or programs that will allow an individual to leave a job & return to college?

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