Grants for College
College tuition is constantly on the rise, and students are finding it increasingly difficult to pay for the ever climbing cost to attend college.
Several years ago, it was possible for students to pay for tuition without having to worry so much about finding multiple resources to pay for school.
They were able to make things work by having their parents pay or getting basic financial aid.
Nowadays however, students are finding that they are not always able to take a full class load, and therefore it ends up taking them much longer to complete their program study.
With that in mind, it is important for students to use as many resources as possible to pay for college, and one very good way to do so is through the use of grant money.
There are several different types of grants available to students who are in need of tuition assistance, and they are not just available to those who have a great financial need.
It is more common nowadays that even upper middle class students are able to receive grant money, and they are finding that they need to as well due to the increased tuition prices over the last decade.
Financial Need Grants
The most common grant available to students with financial need is the Pell Grant. To qualify for the Pell Grant, you must have an income that is under a set level. If you are under the age of 24, your parents income will count toward this income bracket, regardless of whether or not they contribute to your education.
Do not worry too much though if you are paying for your education by yourself and your parents income pushes you over the bracket, as there are ways that you can petition this and still receive a Pell Grant provided you follow the necessary steps. The first thing a student needs to do to apply for a Pell Grant is fill out the FAFSA, or Free Application for Federal Student Aid.
The FAFSA is where you input all of your personal and financial information, and will determine whether or not you qualify for the Pell Grant as well as other financial aid.
Academic Competitiveness Grant
The Academic Competitiveness Grant is another grant that is available for students who are low income, but qualified students must also have a very high Grade Point Average as well. There is a limited amount of money available with this grant, so the process is very competitive if you are looking to receive one.
To be considered for the Academic Competitiveness Grant, you must also fill out the FAFSA, which you would have already done to get the Pell Grant. The Academic Competitiveness Grant also follows the same income criteria as the Pell Grant, so if you are not eligible to receive the Pell Grant, you cannot receive this one either.
State grants are another great way for you to pay for college. State grants are available through each individual state and the requirements will vary. You should check with your state to see what grants are available for you and to see what steps you will need to take in order to receive these grants.
There are several grants that are available through individual schools as well. It is recommended that you check with your school to see what types of grants are available through them.
There may be grants available to students who are participants of certain extracurricular activities and are funded by former students who participated in them as well. This can be a great incentive to join certain school programs as well, because you can engage in some fun extracurricular activities and help pay for your education simultaneously.
Community Service Grants
There are many grants available to students who are currently or have in the past participated in community service programs. You should check around to see what organizations sponsor these grants. Some of them require that you are currently serving the community, and once you fulfill a certain number of hours, a portion of your tuition will be paid for by their program.
There are also some courses that allow you to perform community service related to your program of study and receive grant money at the same time. What better way to pay for your education than to do something that you are passionate about anyway? It seems like an excellent way to do multiple things at once and reap benefits in multiple ways.
Grants for Minority Students
There are many grants available to minority students. There are grants available for African American students, Latino students, Asian students, Native American students, and students of other ethnicities as well. Different grants in this category have different requirements to qualify. Some of them also require that you have a certain percentage of the ancestry in your blood.
For example, you may be required to have at least 25 percent of a certain ethnicity. Others are more relaxed about this. Some go by financial need, and others go by your extracurricular activities and grades.
Grants for Women
There are a number of grants available to women. They are funded by different programs and places. As with many other types of grants, some are funded by private parties or organizations, and some are funded by the communities that people live in.
There are different qualifications for these grants as well. Some will require that you submit a personal essay and others require that you be a first generation college student or have a family member that served in the armed forces, for example.
Tips on Getting Grants
There are enough grants available that if you put in the time and effort, and apply for as many as you can, it is completely possible to pay for your entire education without taking out any student loans whatsoever. This may take some time and effort, but it will be well worth your time to know that once you graduate college you do not have the burden of paying for your education after you are already done with it.
Receiving grant money so that you have your tuition paid for while you are in school is a good way to secure your financial future and be sure that when you do graduate, all of the money that you earn as a result of your degree will be able to be used for other things and not what you have just gone through for the last four years.
Students interested in receiving grants to pay for their education should do plenty of research and make sure that they are applying for grants which they will be able to qualify for.
Some will require that you submit essays or personal statements. You should create a basic outline that addresses a few questions, such as what you want to get out of college, what your goals are after you get out of college, and why you think education is important. Doing this will make your essay and personal statement process easier, and you will have a better idea of how to answer these questions when they come your way.
High School Students
For high school students who are interested in receiving grants to pay for college, there are some things you can do to help start the process early and increase your chances of receiving the grants and scholarships that you want. Extracurricular activities play a big part in grants, as many have a section on their application that requires you to summarize your extracurricular activities.
Anything that makes you look like a well rounded individual will increase your chances of receiving extra money, and will make your college experience a little bit easier to handle as well. Additionally, there are many grants available for students who are still in high school. You should check with your school counselor to see if there are any of these grants available. The sooner you start the process, they better your chances of having your entire education paid for through grants alone.
There are several different websites that are specifically devoted to searching and applying for grants and scholarships. Some of these sites cater to students from a certain field of study, while others are general and include everyone. These are great resources for you to utilize as a student, and most are set up in a way that is very user friendly.
With that said, you should not waste any time looking for grants. The sooner you get started, the more opportunities you will have available to you, and the more time you will have to fill out applications before the deadlines start rolling in and your classes start.